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How "Left after tax" is worked out
Start with the balance your bank showed on the last transaction imported, for each account, added together. Then take off each tax bill, soonest first: returns already filed and years already ended, until the payment shows up in the bank; and the current quarter and year as they build up. The result is the double-ruled line.
This is cash after tax, not what you can pay yourself: a dividend needs profit and earlier years' reserves ("Can you pay yourself?"). Unpaid invoices and your director's loan aren't in it. If any line can't be worked out, no total is shown; the reason is shown instead, never £0.00.
Figures to 11 November 2026.
Left after tax
£74,479.41
How it's worked outHide how it's worked out £85,656.92 in the bank, less £11,177.51 in tax bills
- VAT set aside
- £4,825.44
- Quarter to 30 November 2026. Estimate, the quarter is still open.
- Corporation Tax estimate
- £6,352.07
- Financial year to date. Estimated from your records.
- Owed to HMRC
- £0.00
- PAYE & NIC owed to HMRC
- Left after taxBank balance minus the three bills above
- £74,479.41
Tax on your director's loan isn't counted here. The loan is under "Can you pay yourself?".
Tax on the director's loan
If the loan is still owed nine months after year end, the company pays extra Corporation Tax on it, called s455. It appears here as a row when that date passes.
Needs you
14Money in and out
What counts as money in and out
Money in is what customers paid you that month, VAT included. Money out is every payment that left the account, salary included. Moving money between your own accounts, loans and dividends aren't counted. If a month has a transaction without a category, it shows "not worked out yet", never £0.00.
Last six months
Money in and money out by month, June to November 2026. Each month is a button that reads out its figures; the table below has them all.
- JuneIn £13,476.00Out £9,310.00Difference +£4,166.00
- JulyIn £25,632.00Out £14,095.36Difference +£11,536.64
- AugustIn £1,320.00Out £14,838.60Difference −£13,518.60
- SeptemberIn £13,476.00Out £8,919.00Difference +£4,557.00
- OctoberIn £3,276.00Out £14,084.08Difference −£10,808.08
- November so farIn £1,956.00Out £708.00Difference +£1,248.00
Money inMoney out
See these figures as a table
| Month | Money in | Money out | Difference |
|---|---|---|---|
| June 2026 | £13,476.00 | £9,310.00 | +£4,166.00 |
| July 2026 | £25,632.00 | £14,095.36 | +£11,536.64 |
| August 2026 | £1,320.00 | £14,838.60 | −£13,518.60 |
| September 2026 | £13,476.00 | £8,919.00 | +£4,557.00 |
| October 2026 | £3,276.00 | £14,084.08 | −£10,808.08 |
| November 2026, to 11 November | £1,956.00 | £708.00 | +£1,248.00 |
Invoices, profit and deadlines
Coming up
All deadlinesCompany Tax Return, 30 November 2026, in 19 days
-
in 19 days
Company Tax Return 1 December 2024 to 30 November 2025
Prepared from the accounts.
Unpaid invoices
- Calder Student Living Ltd, invoice INV-0175 Overdue Was due 1 October 2026, 41 days ago £10,200.00
- Calder Student Living Ltd, invoice INV-0181 Overdue Was due 31 October 2026, 11 days ago £10,200.00
- Marsh Lane Dental Practice, invoice INV-0188 Due 16 November 2026 £720.00
- Haverley Estate Agents Ltd, invoice INV-0191 Due 16 November 2026 £384.00
- Calder Student Living Ltd, invoice INV-0187 Due 2 December 2026 £10,200.00
And 2 more.
Can you pay yourself?
How "Can you pay yourself?" is worked out
Profit after Corporation Tax is this year's income so far, minus VAT, costs and salary, minus the Corporation Tax estimate. Your accountant may adjust it at year end.
A dividend also needs profit kept back from earlier years, which isn't recorded here yet, so only this year's figure is shown and the missing piece is named. Salary goes through PAYE; what's owed on it is in "How it's worked out" above.
- Income1 December 2025 to 11 November 2026, invoiced and received, including VAT
- £161,352.00
- VAT due
- −£19,362.24
- Costs and salary
- −£108,557.82
- Profit before tax
- £33,431.94
- Corporation Tax estimateBefore your accountant adjusts it
- −£6,352.07
- Profit after Corporation TaxSo far this year
- £27,079.87
- Director's loanThe company owes the director
- £2,300.00
- Profit kept from earlier yearsYou need this to pay a dividend
- Not recorded here yet, so no figure