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How "Left after tax" is worked out

Start with the balance your bank showed on the last transaction imported, for each account, added together. Then take off each tax bill, soonest first: returns already filed and years already ended, until the payment shows up in the bank; and the current quarter and year as they build up. The result is the double-ruled line.

This is cash after tax, not what you can pay yourself: a dividend needs profit and earlier years' reserves ("Can you pay yourself?"). Unpaid invoices and your director's loan aren't in it. If any line can't be worked out, no total is shown; the reason is shown instead, never £0.00.

Figures to 11 November 2026.

Left after tax

£2,990.17

In the bank, both accounts £3,331.74
Less VAT set aside £341.57
Less Corporation Tax estimate £0.00

How it's worked out £3,331.74 in the bank, less £341.57 in tax bills

In the bank, both accountsThe latest balance of each account: £3,331.74; Bank accounts

VAT set aside: £341.57; Quarter to 30 November 2026. Estimate, the quarter is still open.
Corporation Tax estimate: £0.00; Financial year to date. Estimated from your records.

Left after taxBank balance minus the two bills above: £2,990.17

Tax on your director's loan isn't counted here. The loan is under "Can you pay yourself?".

Tax on the director's loan

If the loan is still owed nine months after year end, the company pays extra Corporation Tax on it, called s455. It appears here as a row when that date passes.

Financial position

Needs you

99+

Money in and out

What counts as money in and out

Money in is what customers paid you that month, VAT included. Money out is every payment that left the account, salary included. Moving money between your own accounts, loans and dividends aren't counted. If a month has a transaction without a category, it shows "not worked out yet", never £0.00.

Last six months

Money inMoney out

November is up to the 11th. Moving money between your own accounts isn't counted. Hover over or tap a month for its figures.

See these figures as a table

Money in and out by month
Month	Money in	Money out	Difference
September 2026	£2,459.40	£12,814.80	−£10,355.40
October 2026	£3,162.90	£7,412.84	−£4,249.94
November 2026, to 11 November	£787.50	£850.42	−£62.92

Invoices, profit and deadlines

Unpaid invoices

Harbourside Apothecary, invoice INV-0069 Overdue Was due 1 November 2026, 10 days ago £270.00

Still unpaid £270.00

Invoices

Can you pay yourself?

How "Can you pay yourself?" is worked out

Profit after Corporation Tax is this year's income so far, minus VAT, costs and salary, minus the Corporation Tax estimate. Your accountant may adjust it at year end.

A dividend also needs profit kept back from earlier years, which isn't recorded here yet, so only this year's figure is shown and the missing piece is named. Salary goes through PAYE; what's owed on it is in "How it's worked out" above.

Income1 September to 11 November 2026, invoiced and received, including VAT: £6,433.20
VAT due: −£341.57
Costs and salary: −£21,316.44
Profit before tax: −£15,224.81
Corporation Tax estimateBefore your accountant adjusts it: £0.00
Profit after Corporation TaxSo far this year: −£15,224.81
Director's loanThe company owes the director: £12,517.00
Profit kept from earlier yearsYou need this to pay a dividend: Not recorded here yet, so no figure

Profit and loss